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Diana Sames
RE/MAX Preferred

5801 Gulf Blvd
St. Pete Beach, FL 33706
Phone: 727-776-0122
Email: diana@flabeachfront.com

Blog: Mortgage Information

Your Savings and Down Payment

Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the Internet. Some potential buyers read how-to articles like this one. The next... Read more

Which ARM is the Best Alternative?

How would you like a mortgage loan where you did not have to make the whole payment if you did not want to? Or would you like a loan with an interest rate about 1% below a thirty-year fixed rate mortgage and pay zero points? Or a loan where you did not ha... Read more

WHAT’S A FICO®?

What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau’s computer evaluates a complete credit profile and assigns a score, which is... Read more

Types of Mortgage Lenders

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside... Read more

Land Contract

An alternative to a non-conforming loan is the use of a land contract, which is allowed in some states. A land contract is an agreement between a buyer and a seller, where the buyer agrees to make periodic payments to the seller. The title to the property... Read more

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Testimonials

Starting my business as a home inspector in 2004, I was fortunate to meet Diana Sames during my first few months in business. It was important to me at the time, that I not only establish myself as an expert in the inspection side of the real estate transaction, but also learn how the realtors' end of the process works. Diana was the first to take the time to help me. 11 years later, we continue to work together to ensure her clients receive the best possible experience, when buying or selling their home. If and when my family members decide that shoveling sand, and not snow, seems like a much better idea, I will steer them straight towards Diana Sames! 11/22/2015
Diana was a patient ,flexible, resourceful, and fun agent while finding our home. She was remarkable letting us take our time and revisiting as many times as we needed. We were purchasing our home from out of town and Diana would go to prospective homes and face time with us so we could see the home. When there were issues at closing, on the sellers end she took charge to correct the issues and made things happen quickly and efficiently. Diana will truly work endless hours to find your new home. Dana & Craig Peplinski
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